Last Monday I reposted a blog written by Tsh at Simple Mom about your budget – if you don’t have one, make one, and if you have one, some ways to possibly make it better. This week is the kick-off to Tsh’s Project Simplify and as a precursor to that, her blog on Friday was about the WHY behind it all.
WHY do you want to budget? Generally speaking, it is so you have enough money to do the things you want to do? Ok…..so what ARE those things?
She pointed out in that blog that becoming debt free is not an END but a MEANS….. I thought this was GENIUS. I have always looked at being debt free as the end goal, but when you realize that it is just the means….that means there is so much MORE that you can do. Want to buy a house? go back to school? travel the world? take pottery classes? put your kid in private school? all of the above? THAT is what this is all about. Figuring out what you – individually and as a family – really want out of life and making it happen. So the most obvious place to start is with your budget.
I hope you took some time to read and think about her words – and if you’re one of those who’s way ahead of the game – AWESOME. If, like me, your budget (or lack thereof) could use some work, I hope you took some time to address it. Johnny and I did some talking and some thinking. We realize that we need something a bit more detailed, but having no true “income” makes that hard. Right now we’re just living as frugally as possible and basically trying to get by until he’s done with school. I’m sure someone could look at what we’re doing and come up with a better way, but we have found a way that works for us for the time being. If you’d like to go back and read her budget blog, just click here.
As a precursor to tomorrow’s first “Hot Spot” unveiling, Tsh sent out a blog on Friday all about finding the WHY behind it all. She has come up with a Family Mission Statement for her family and encourages us to do the same. I thought this was an ingenious idea so we worked on one for our family. Click here to read her blog post. Here is what we came up with.
As a family, we aim to:
be true to ourselves,
live in the moment,
plan for the future,
give freely to others,
make time for family and friends.
With this statement in mind, we will then look at our budget, and each corner of our house to decide what stays and what goes. What is important, and what is not. What is worth keeping and what has become a burden.
Take some time today and tomorrow to write your family’s mission statement so that you can take on Project Simplify with clarity and purpose. If you’d like, feel free to share your mission statement down below. I’d love to hear what all of you came up with! I will be posting the Hot Spot sometime on Monday, so be ready!
From off the beaten path,
dena – Part Time Gypsy